How Collins Fraiman collects, uses and protects your personal information.
Last updated: September 2026
Summary: Collins Fraiman collects limited personal information — primarily name, email address, company and job title — when you contact us, request a publication or submit an enquiry. We use this information only to respond to your request or send you content you have asked for. We do not sell your data, and we do not share it with third parties other than the email delivery service we use to send publications. You can ask us to delete your information at any time.
Collins Fraiman is a specialist balance sheet risk advisory firm. Our website is located at www.collinsfraiman.com.
For the purposes of applicable data protection law, including the UK General Data Protection Regulation (UK GDPR) and, where relevant, the EU General Data Protection Regulation (EU GDPR), Collins Fraiman is the data controller in respect of personal information collected through this website.
If you have any questions about this policy or about how we handle your personal information, please contact us at enquiries@collinsfraiman.com.
We collect personal information only when you actively provide it to us. The table below sets out what we collect and when.
| When | What we collect |
|---|---|
| Contact enquiry form | First name, last name, email address, organisation, area of interest and any message you choose to include. |
| Publication download request (Treasury Intelligence Quarterly and future reports) | First name, last name, email address, company / organisation, job title, and whether you have opted in to reader surveys. |
| Website visits generally | We do not currently use analytics tracking cookies or any third-party analytics service. Standard server logs may record your IP address and browser type in the ordinary course of Netlify's hosting infrastructure — we do not access or analyse these logs. |
We do not collect any special categories of personal data (such as health, financial or political information) and we do not knowingly collect information from individuals under the age of 18.
When you submit an enquiry through our contact form, we use your name and email address to respond to your message. Our lawful basis for this processing is legitimate interests — specifically, the legitimate interest of both parties in communicating about potential advisory services.
When you request a publication such as the Treasury Intelligence Quarterly, we use your email address to deliver the report to you. We use the other information you provide (name, company, job title) to understand our readership and to personalise the delivery email.
Our lawful basis for delivering the report is performance of a contract (or steps taken at your request prior to entering into one) — you have asked for the report and we are fulfilling that request.
If you have ticked the optional opt-in checkbox, we may contact you with short reader surveys related to future editions of the publication. Our lawful basis for this is your consent, which you can withdraw at any time by emailing us at enquiries@collinsfraiman.com.
We do not use publication request data for sales or marketing purposes beyond what you have specifically opted into.
We share your information with the following third party solely for the purpose of delivering publications you have requested:
| Third Party | Purpose | Location |
|---|---|---|
| Twilio SendGrid | Email delivery service. Your name and email address are passed to SendGrid in order to send you the publication you requested. SendGrid processes this data on our behalf as a data processor under a Data Processing Agreement. | United States (with EU/UK Standard Contractual Clauses in place) |
| Netlify | Website hosting and form submission processing. Netlify may process limited technical data (IP address, browser information) as part of standard hosting infrastructure. We use Netlify Forms for contact enquiry submission. | United States (with EU/UK Standard Contractual Clauses in place) |
Both Twilio (SendGrid's parent company) and Netlify participate in the EU-US Data Privacy Framework and maintain Standard Contractual Clauses for transfers of personal data from the UK and EU to the United States, providing an appropriate safeguard for international transfers.
We may also disclose personal information if required to do so by law or by a regulatory authority, or to protect the legal rights of Collins Fraiman.
| Type of data | Retention period |
|---|---|
| Contact enquiry details | We retain contact enquiry information for up to two years from the date of your enquiry, or for as long as necessary to manage any ongoing relationship, after which it is deleted. |
| Publication request details | We retain your name, email, company and job title for up to three years from the date of your request, to allow us to notify you of future editions and understand readership trends. If you have not opted in to surveys, we retain only the minimum information necessary to manage future publication notifications. |
| Survey opt-in consent records | We retain a record of your consent until you withdraw it, plus an additional period of one year, to demonstrate compliance with our obligations. |
Under UK GDPR (and, where applicable, EU GDPR and certain US state privacy laws including the California Consumer Privacy Act), you have the following rights in relation to your personal information:
To exercise any of these rights, please email us at enquiries@collinsfraiman.com with the subject line "Data Request." We will respond within one calendar month.
If you are located in the UK and are not satisfied with our response, you have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk. If you are located in the EU, you have the right to contact your local supervisory authority.
We take reasonable technical and organisational measures to protect personal information against unauthorised access, loss or misuse. These include:
No transmission of data over the internet can be guaranteed as completely secure. While we take appropriate precautions, we cannot guarantee the security of information you transmit to us.
We do not currently use cookies for analytics, advertising or tracking purposes. Our website may use strictly necessary technical cookies set by our hosting provider (Netlify) to ensure the site functions correctly. These do not track you across websites and do not require your consent under applicable cookie rules.
If we introduce analytics or any non-essential cookies in the future, we will update this policy and add an appropriate cookie notice to the website.
Our website contains links to external websites, including regulatory bodies, academic sources and third-party publications referenced in our articles. This Privacy Policy applies only to information collected on www.collinsfraiman.com. We are not responsible for the privacy practices of any third-party websites and encourage you to read their privacy policies before submitting personal information.
We may update this Privacy Policy from time to time to reflect changes in our practices, the services we offer or applicable law. When we make material changes, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically.
Continued use of our website after any changes constitutes your acceptance of the revised policy.
If you have any questions about this Privacy Policy, wish to exercise any of your rights or want to raise a concern about how we handle your personal information, please contact us:
This privacy policy has been prepared by Collins Fraiman for general informational purposes. It is not legal advice. Collins Fraiman is not a law firm and this policy does not constitute legal advice or create a lawyer-client relationship. If you require specific legal advice on data protection compliance, you should consult a qualified legal professional.