Specialist Advisory

Helping Banks Build Resilient Balance Sheets

Collins Fraiman is a specialist advisory firm helping banks across the US and UK strengthen liquidity risk, capital planning, interest rate risk and regulatory frameworks.

US & UK
Regulatory Coverage
Senior
Led Advisory
Specialist
Boutique Firm
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Why Collins Fraiman

A Firm Built Around One Discipline

We work exclusively within Treasury and Risk functions of the banking industry—not as a generalist consulting practice, but as a specialist partner that speaks the language of CROs, Treasurers, and Heads of Risk.

Treasury & Balance Sheet Specialists
Dedicated exclusively to balance sheet risk. Every engagement is led by practitioners with deep Treasury and Risk experience.
Capital, Liquidity & IRRBB Expertise
From ICAAP and ILAAP to deposit modelling and FTP—our capabilities span the full breadth of balance sheet risk management.
US & UK Regulatory Experience
Deep knowledge of Federal Reserve, OCC, and PRA supervisory expectations. We understand what regulators are looking for on both sides of the Atlantic.
Senior-Led Advisory
No junior hand-offs. Senior advisors remain engaged throughout every phase of an engagement, from scoping through to delivery.
Today's Banking Challenges

The Risks Facing Treasury & Risk Leaders

These challenges continue to feature prominently in supervisory reviews following recent banking sector stress events—and represent the core of what we help clients address.

Liquidity
  • Weak liquidity stress testing
  • Cashflow forecasting gaps
  • Contingency funding plans
  • Intraday liquidity management
  • LCR & NSFR compliance
  • Regulatory reporting (PRA110, FR2052a)
Capital
  • Capital planning frameworks
  • Stress testing programmes
  • Governance and oversight
  • Management actions
  • RWA reviews and optimisation
  • Recovery planning
Interest Rate Risk
  • IRRBB framework gaps
  • Deposit behavioural modelling
  • EaR and EVE measurement
  • Model governance
  • Risk appetite calibration
  • FTP framework design

These themes are now central to regulatory examination programmes in both the United States and United Kingdom. Collins Fraiman helps banks address them systematically—before they become supervisory findings.

Current Regulatory Focus

Understanding the Supervisory Landscape

Collins Fraiman tracks supervisory priorities in both the US and UK closely. Here is where regulatory attention is focused right now.

United States
Liquidity Risk Management
IRRBB & Deposit Stability
Capital Planning Adequacy
Regulatory Remediation
United Kingdom
ICAAP Robustness
ILAAP Quality
PRA Supervisory Findings
Recovery Planning
Emerging Themes
Integrated Stress Testing
Deposit Behavioural Modelling
Balance Sheet Resilience
Climate & Geopolitical Scenarios
Why Clients Engage Us

How We Deliver

A structured delivery model designed to build lasting capability. See our full approach →

1
Challenge
We start by understanding your specific risk and regulatory challenge.
2
Assess
A thorough diagnostic against regulatory expectations and best practice.
3
Design
A target-state framework tailored to your institution.
4
Implement
Working alongside your team to deliver the framework.
5
Sustain
Ongoing support to embed the framework long-term.

Ready to Strengthen Your Balance Sheet Risk Framework?

Whether you're preparing for a regulatory review or building a more resilient risk framework, we'd welcome the opportunity to discuss how Collins Fraiman can help.

Schedule a Consultation