*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:    #0A1628;
  --navy2:   #1E3A5F;
  --gold:    #C9A84C;
  --gold-lt: #E8C97A;
  --white:   #FFFFFF;
  --slate:   #8A9BB0;
  --off:     #F4F6F9;
  --border:  #2A3E5A;
}

html { scroll-behavior: smooth; overflow-x: hidden; }
body { font-family: 'Inter', sans-serif; background: var(--white); color: var(--navy); }

/* NAV */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 60px; height: 72px;
  background: rgba(10,22,40,0.95); backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
}
.nav-logo { display: flex; flex-direction: row; align-items: center; gap: 12px; text-decoration: none; }
.nav-logo-img { height: 38px; width: 38px; object-fit: contain; border-radius: 6px; }
.nav-logo-text { display: flex; flex-direction: column; gap: 1px; }
.nav-logo-name { font-family: 'Playfair Display', serif; font-size: 18px; color: var(--white); letter-spacing: 0.04em; }
.nav-logo-tag  { font-size: 9px; color: var(--gold); letter-spacing: 0.18em; text-transform: uppercase; }
.nav-links { display: flex; gap: 36px; }
.nav-links a { font-size: 13px; color: var(--slate); text-decoration: none; letter-spacing: 0.06em; text-transform: uppercase; transition: color .2s; }
.nav-links a:hover, .nav-links a.active { color: var(--gold); }
.nav-cta {
  font-size: 12px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase;
  padding: 10px 22px; background: transparent; border: 1px solid var(--gold);
  color: var(--gold); cursor: pointer; text-decoration: none; transition: all .2s;
}
.nav-cta:hover { background: var(--gold); color: var(--navy); }

/* PAGE HERO (sub-pages) */
.page-hero {
  background: var(--navy); padding: 160px 60px 80px; position: relative; overflow: hidden;
}
.page-hero-ledger {
  position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(201,168,76,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.04) 1px, transparent 1px);
  background-size: 80px 80px;
}
.page-hero-inner { max-width: 1100px; margin: 0 auto; position: relative; }
.breadcrumb { font-size: 12px; color: var(--slate); margin-bottom: 24px; letter-spacing: 0.04em; }
.breadcrumb a { color: var(--slate); text-decoration: none; }
.breadcrumb a:hover { color: var(--gold); }
.page-hero-h1 {
  font-family: 'Playfair Display', serif; font-weight: 700;
  font-size: clamp(36px, 5vw, 60px); color: var(--white); line-height: 1.15; max-width: 760px;
}
.page-hero-sub {
  font-size: 16px; line-height: 1.75; color: var(--slate); max-width: 600px; margin-top: 24px; font-weight: 300;
}

/* HOME HERO */
#hero {
  min-height: calc(88vh - 72px); background: var(--navy);
  display: flex; align-items: center;
  position: relative; overflow: hidden; padding-top: 72px;
}
.hero-ledger {
  position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(201,168,76,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.04) 1px, transparent 1px);
  background-size: 80px 80px;
  animation: drift 30s linear infinite;
}
@keyframes drift { from { background-position: 0 0; } to { background-position: 80px 80px; } }
.hero-glow {
  position: absolute; width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(30,58,95,0.6) 0%, transparent 70%);
  top: -100px; right: -100px; pointer-events: none;
}
.hero-inner { position: relative; max-width: 1100px; margin: 0 auto; padding: 0 60px; }
.hero-eyebrow {
  font-size: 11px; letter-spacing: 0.22em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 28px; display: flex; align-items: center; gap: 12px;
}
.hero-eyebrow::before { content: ''; display: block; width: 40px; height: 1px; background: var(--gold); }
.hero-h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(42px, 5.5vw, 72px); font-weight: 700;
  color: var(--white); line-height: 1.1; margin-bottom: 28px;
  max-width: 780px;
}
.hero-h1 em { color: var(--gold); font-style: normal; }
.hero-sub {
  font-size: 17px; line-height: 1.75; color: var(--slate);
  max-width: 580px; margin-bottom: 52px; font-weight: 300;
}
.hero-actions { display: flex; align-items: center; gap: 28px; flex-wrap: wrap; }

/* Scroll indicator */
.scroll-indicator {
  position: absolute; bottom: 28px; left: 50%; transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  animation: bounce 2.4s ease-in-out infinite;
}
.scroll-indicator span {
  font-size: 10px; letter-spacing: 0.2em; text-transform: uppercase;
  color: var(--slate);
}
.scroll-indicator svg {
  width: 20px; height: 20px; stroke: var(--gold); fill: none; stroke-width: 1.5;
}
@keyframes bounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50%       { transform: translateX(-50%) translateY(6px); }
}
.btn-primary {
  display: inline-block; padding: 16px 36px;
  background: var(--gold); color: var(--navy);
  font-size: 13px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase;
  text-decoration: none; border: none; cursor: pointer; transition: all .2s;
}
.btn-primary:hover { background: var(--gold-lt); }
.btn-ghost {
  display: inline-block; padding: 16px 36px;
  background: transparent; color: var(--white);
  font-size: 13px; font-weight: 500; letter-spacing: 0.08em; text-transform: uppercase;
  text-decoration: none; border: 1px solid var(--border); transition: all .2s;
}
.btn-ghost:hover { border-color: var(--slate); }
.hero-stats {
  position: absolute; right: 60px; top: 50%; transform: translateY(-50%);
  display: flex; flex-direction: column; gap: 32px;
}
.stat { border-left: 2px solid var(--gold); padding-left: 20px; }
.stat-n { font-family: 'Playfair Display', serif; font-size: 36px; color: var(--white); line-height: 1; }
.stat-l { font-size: 11px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--slate); margin-top: 4px; }

/* SECTION COMMONS */
section { padding: 96px 60px; }
.section-inner { max-width: 1100px; margin: 0 auto; }
.eyebrow {
  font-size: 11px; letter-spacing: 0.22em; text-transform: uppercase; color: var(--gold);
  margin-bottom: 18px; display: flex; align-items: center; gap: 12px;
}
.eyebrow::before { content: ''; display: block; width: 30px; height: 1px; background: var(--gold); }
.section-h2 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(30px, 3.5vw, 46px); font-weight: 600; line-height: 1.2;
  margin-bottom: 20px;
}
.section-lead { font-size: 17px; line-height: 1.75; color: #4A5568; max-width: 640px; font-weight: 300; }

/* WHY US */
#why { background: var(--off); }
.why-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 2px; margin-top: 60px; }
.why-card {
  background: var(--white); padding: 40px 32px;
  border-top: 3px solid transparent; transition: border-color .2s;
}
.why-card:hover { border-top-color: var(--gold); }
.why-icon {
  width: 64px; height: 64px; margin: 0 auto 28px;
  display: flex; align-items: center; justify-content: center;
  border: 1.5px solid var(--gold); border-radius: 50%;
}
.why-icon svg { width: 36px; height: 36px; stroke: var(--gold); fill: none; stroke-width: 1.6; }
.why-title { font-family: 'Playfair Display', serif; font-size: 18px; margin-bottom: 10px; color: var(--navy); text-align: center; }
.why-body { font-size: 14px; line-height: 1.7; color: #6B7280; text-align: center; }

/* CHALLENGES */
#challenges { background: var(--navy); }
#challenges .section-h2 { color: var(--white); }
#challenges .eyebrow::before { background: var(--gold); }
.challenges-intro { color: var(--slate); font-size: 16px; line-height: 1.75; max-width: 640px; margin-bottom: 60px; font-weight: 300; }
.challenges-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; }
.challenge-col { background: var(--border); padding: 40px 36px; }
.ch-title { font-family: 'Playfair Display', serif; font-size: 20px; color: var(--gold); margin-bottom: 24px; }
.ch-list { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.ch-list li {
  font-size: 14px; color: var(--slate); padding-left: 18px; position: relative; line-height: 1.5;
}
.ch-list li::before { content: ''; position: absolute; left: 0; top: 6px; width: 6px; height: 6px; border-radius: 50%; background: var(--gold); opacity: 0.8; }
.challenges-note { margin-top: 48px; padding: 28px 36px; border-left: 3px solid var(--gold); background: rgba(201,168,76,0.06); }
.challenges-note p { font-size: 15px; color: var(--slate); line-height: 1.7; font-style: italic; }

/* SERVICES */
#services { background: var(--white); }
.services-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 2px; margin-top: 60px; }
.service-card { background: var(--off); padding: 48px 44px; }
.service-card.featured { grid-column: span 2; background: var(--navy); }
.service-number { font-size: 11px; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold); margin-bottom: 20px; }
.service-title { font-family: 'Playfair Display', serif; font-size: 24px; margin-bottom: 20px; }
.service-card.featured .service-title { color: var(--white); }
.service-tags { display: flex; flex-wrap: wrap; gap: 8px; }
.tag {
  font-size: 12px; padding: 6px 14px;
  border: 1px solid #CBD5E0; color: #4A5568;
  letter-spacing: 0.04em;
}
.service-card.featured .tag { border-color: var(--border); color: var(--slate); }
.service-body { font-size: 14px; line-height: 1.75; color: #6B7280; margin-bottom: 24px; }
.service-card.featured .service-body { color: var(--slate); }
.service-link { display: inline-flex; align-items: center; gap: 8px; font-size: 12px; color: var(--gold); letter-spacing: 0.08em; text-transform: uppercase; margin-top: 20px; text-decoration: none; }
.service-link::after { content: '→'; }

/* SERVICES PAGE — itemized capability list (replaces tag boxes) */
.capability-list {
  display: grid; grid-template-columns: repeat(2, 1fr);
  column-gap: 48px; row-gap: 0; margin-top: 36px;
  border-top: 1px solid #E2E8F0;
}
.capability-list.on-dark { border-top-color: var(--border); }
.capability-item {
  display: flex; align-items: baseline; gap: 16px;
  padding: 16px 0; border-bottom: 1px solid #E2E8F0;
}
.capability-list.on-dark .capability-item { border-bottom-color: var(--border); }
.capability-index { font-family: 'Playfair Display', serif; font-size: 15px; font-weight: 700; color: var(--gold); flex-shrink: 0; width: 28px; }
.capability-name { font-size: 14px; color: var(--navy); letter-spacing: 0.01em; }
.capability-list.on-dark .capability-name { color: var(--white); }

/* REGULATORY FOCUS */
#regulatory { background: var(--navy2); }
#regulatory .section-h2 { color: var(--white); }
.reg-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; margin-top: 56px; }
.reg-card { background: rgba(10,22,40,0.5); padding: 40px 36px; }
.reg-region {
  font-size: 10px; letter-spacing: 0.24em; text-transform: uppercase; color: var(--gold);
  margin-bottom: 20px; padding-bottom: 16px; border-bottom: 1px solid var(--border);
}
.reg-items { display: flex; flex-direction: column; gap: 10px; }
.reg-item { font-size: 14px; color: var(--white); display: flex; align-items: center; gap: 10px; }
.reg-item::before { content: ''; display: block; width: 4px; height: 4px; background: var(--gold); flex-shrink: 0; }

/* APPROACH */
#approach { background: var(--off); }
.approach-steps { display: grid; grid-template-columns: repeat(5, 1fr); gap: 0; margin-top: 60px; position: relative; }
.approach-steps::before {
  content: ''; position: absolute;
  top: 26px; left: 10%; right: 10%;
  height: 1px; background: linear-gradient(90deg, transparent, var(--gold), transparent);
}
.step { text-align: center; padding: 0 20px; position: relative; }
.step-n {
  width: 52px; height: 52px; border: 1.5px solid var(--gold); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 24px; background: var(--white);
  font-family: 'Playfair Display', serif; font-size: 20px; color: var(--gold);
}
.step-title { font-family: 'Playfair Display', serif; font-size: 17px; margin-bottom: 10px; }
.step-body { font-size: 13px; line-height: 1.7; color: #6B7280; }

/* APPROACH PAGE (large variant) */
.approach-detail { display: flex; flex-direction: column; gap: 2px; margin-top: 64px; }
.approach-row { display: grid; grid-template-columns: 120px 1fr; gap: 40px; background: var(--off); padding: 44px 48px; align-items: start; }
.approach-row-letter { font-family: 'Playfair Display', serif; font-size: 56px; color: var(--gold); line-height: 1; }
.approach-row-title { font-family: 'Playfair Display', serif; font-size: 24px; margin-bottom: 12px; }
.approach-row-body { font-size: 15px; line-height: 1.75; color: #4A5568; max-width: 640px; }

/* INDUSTRIES */
#industries { background: var(--white); }
.ind-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; margin-top: 56px; }
.ind-card {
  padding: 36px 32px; border: 1px solid #E2E8F0;
  display: flex; align-items: center; gap: 16px;
  transition: all .2s;
}
.ind-card:hover { border-color: var(--gold); background: var(--off); }
.ind-icon {
  width: 44px; height: 44px; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  border: 1.5px solid var(--gold); border-radius: 50%;
}
.ind-icon svg { width: 22px; height: 22px; stroke: var(--gold); fill: none; stroke-width: 1.8; }
.ind-name { font-size: 15px; font-weight: 500; color: var(--navy); }

/* INDUSTRIES PAGE (detailed cards) */
.ind-detail-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 2px; margin-top: 60px; }
.ind-detail-card { background: var(--off); padding: 44px 40px; display: flex; gap: 28px; align-items: center; }
.ind-detail-icon {
  width: 64px; height: 64px; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  border: 1.5px solid var(--gold); border-radius: 50%;
}
.ind-detail-icon svg { width: 36px; height: 36px; stroke: var(--gold); fill: none; stroke-width: 1.6; }
.ind-detail-content { display: flex; flex-direction: column; }
.ind-detail-title { font-family: 'Playfair Display', serif; font-size: 22px; margin-bottom: 10px; }
.ind-detail-body { font-size: 14px; line-height: 1.75; color: #6B7280; }

/* INSIGHTS */
#insights { background: var(--navy); }
#insights .section-h2 { color: var(--white); }
.insights-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; margin-top: 56px; }
.insight-card { background: var(--border); padding: 40px 36px; cursor: pointer; transition: background .2s; }
.insight-card:hover { background: #2E4A6A; }
.insight-tag { font-size: 10px; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold); margin-bottom: 16px; }
.insight-title { font-family: 'Playfair Display', serif; font-size: 20px; color: var(--white); line-height: 1.35; margin-bottom: 16px; }
.insight-body { font-size: 13px; line-height: 1.7; color: var(--slate); }
.insight-link { display: inline-flex; align-items: center; gap: 8px; font-size: 12px; color: var(--gold); letter-spacing: 0.08em; text-transform: uppercase; margin-top: 24px; text-decoration: none; }
.insight-link::after { content: '→'; }

/* INSIGHTS PAGE - light variant grid */
#insights-page { background: var(--white); }
.insights-page-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; margin-top: 56px; }
.insight-card-light { background: var(--off); padding: 40px 36px; cursor: pointer; transition: background .2s; }
.insight-card-light:hover { background: #E9EDF3; }
.insight-card-light .insight-title { color: var(--navy); }
.insight-card-light .insight-body { color: #6B7280; }

/* MISSION / VALUES (About page) */
#mission { background: var(--navy2); }
#mission .section-h2 { color: var(--white); }
.mission-quote { font-family: 'Playfair Display', serif; font-size: clamp(22px, 2.6vw, 32px); color: var(--white); line-height: 1.5; max-width: 760px; margin-top: 24px; font-weight: 400; }
.mission-quote em { color: var(--gold); font-style: normal; }
.values-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 2px; margin-top: 56px; }
.value-card { background: rgba(10,22,40,0.4); padding: 32px 24px; text-align: center; }
.value-name { font-family: 'Playfair Display', serif; font-size: 17px; color: var(--gold); }

/* CTA */
#cta { background: var(--gold); padding: 80px 60px; }
#cta .section-inner { display: flex; align-items: center; justify-content: space-between; gap: 40px; flex-wrap: wrap; }
.cta-text h2 { font-family: 'Playfair Display', serif; font-size: clamp(24px, 3vw, 40px); color: var(--navy); line-height: 1.2; max-width: 600px; }
.cta-text p { font-size: 16px; color: rgba(10,22,40,0.7); margin-top: 14px; max-width: 520px; line-height: 1.65; }
.btn-dark { display: inline-block; padding: 16px 36px; background: var(--navy); color: var(--white); font-size: 13px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; text-decoration: none; transition: all .2s; }
.btn-dark:hover { background: var(--navy2); }

/* CONTACT */
#contact { background: var(--navy); padding: 96px 60px; }
#contact .section-h2 { color: var(--white); font-size: clamp(36px, 4vw, 56px); }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; margin-top: 56px; }
.contact-info { display: flex; flex-direction: column; gap: 32px; }
.contact-item-label { font-size: 10px; letter-spacing: 0.22em; text-transform: uppercase; color: var(--gold); margin-bottom: 8px; }
.contact-item-val { font-size: 15px; color: var(--white); }
.contact-item-val a { color: var(--white); text-decoration: none; border-bottom: 1px solid var(--border); }
.contact-item-val a:hover { border-color: var(--gold); color: var(--gold); }
.contact-form { display: flex; flex-direction: column; gap: 16px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-field { display: flex; flex-direction: column; gap: 6px; }
.form-field label { font-size: 11px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--slate); }
.form-field input, .form-field select, .form-field textarea {
  background: var(--border); border: 1px solid #3A506A; color: var(--white);
  padding: 14px 18px; font-family: 'Inter', sans-serif; font-size: 14px;
  outline: none; transition: border-color .2s; resize: vertical;
}
.form-field input::placeholder, .form-field textarea::placeholder { color: var(--slate); }
.form-field input:focus, .form-field textarea:focus { border-color: var(--gold); }
.form-field select { appearance: none; cursor: pointer; }
option { background: var(--navy); }

/* FOOTER */
footer { background: #060F1C; padding: 48px 60px; }
.footer-inner { max-width: 1100px; margin: 0 auto; display: flex; align-items: flex-start; justify-content: space-between; gap: 40px; flex-wrap: wrap; }
.footer-brand { text-decoration: none; display: flex; flex-direction: row; align-items: center; gap: 14px; }
.footer-brand-img { height: 52px; width: 52px; object-fit: contain; border-radius: 8px; }
.footer-brand-text { display: flex; flex-direction: column; gap: 4px; }
.footer-brand .name { font-family: 'Playfair Display', serif; font-size: 18px; color: var(--white); letter-spacing: 0.04em; line-height: 1; }
.footer-brand .tag { font-size: 9px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold); line-height: 1; }
.footer-links { display: flex; gap: 48px; flex-wrap: wrap; }
.footer-col-title { font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold); margin-bottom: 16px; }
.footer-col-links { display: flex; flex-direction: column; gap: 8px; }
.footer-col-links a { font-size: 13px; color: var(--slate); text-decoration: none; transition: color .2s; }
.footer-col-links a:hover { color: var(--white); }
.footer-bottom { max-width: 1100px; margin: 32px auto 0; padding-top: 24px; border-top: 1px solid var(--border); display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
.footer-bottom p { font-size: 12px; color: var(--border); }

/* RESPONSIVE */
@media (max-width: 900px) {
  .capability-list { grid-template-columns: 1fr; }
  nav { padding: 0 24px; }
  .nav-links { display: none; }
  section { padding: 72px 24px; }
  .page-hero { padding: 140px 24px 64px; }
  #hero { padding-top: 72px; }
  .hero-inner { padding: 0 24px; }
  .hero-stats { display: none; }
  .scroll-indicator { display: none; }
  .why-grid, .challenges-grid, .reg-grid, .ind-grid, .ind-detail-grid, .values-grid { grid-template-columns: 1fr 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .service-card.featured { grid-column: span 1; }
  .approach-steps { grid-template-columns: 1fr 1fr; gap: 24px; }
  .approach-steps::before { display: none; }
  .approach-row { grid-template-columns: 1fr; gap: 16px; }
  .insights-grid, .insights-page-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 48px; }
  .form-row { grid-template-columns: 1fr; }
  #cta .section-inner { flex-direction: column; }
  #contact { padding: 72px 24px; }
  footer { padding: 40px 24px; }
  .footer-inner { flex-direction: column; gap: 32px; }
  .footer-bottom { flex-direction: column; }
}
@media (max-width: 560px) {
  .why-grid, .ind-grid, .reg-grid, .ind-detail-grid, .values-grid { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  .hero-ledger { animation: none; }
}

/* =============================================
   INSIGHTS PAGE — FILTER + FEATURED CARDS
   ============================================= */
.insights-filter {
  display: flex; gap: 10px; flex-wrap: wrap; margin: 48px 0 52px;
}
.filter-btn {
  font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase;
  padding: 9px 22px; border: 1px solid var(--border);
  background: transparent; color: var(--slate); cursor: pointer;
  transition: all .2s; font-family: 'Inter', sans-serif;
}
.filter-btn:hover { border-color: var(--gold); color: var(--gold); }
.filter-btn.active { background: var(--gold); border-color: var(--gold); color: var(--navy); font-weight: 600; }

.insights-featured-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; margin-top: 8px;
}
.insight-card-light[data-hidden="true"] { display: none; }

/* Featured (large) card */
.insight-card-featured {
  grid-column: span 3; display: grid; grid-template-columns: 1fr 1fr;
  gap: 0; background: var(--navy); cursor: pointer; transition: opacity .2s;
  text-decoration: none;
}
.insight-card-featured:hover { opacity: 0.92; }
.insight-card-featured-img {
  width: 100%; height: 360px; object-fit: cover; display: block;
}
.insight-card-featured-body {
  padding: 52px 48px; display: flex; flex-direction: column; justify-content: center;
}
.insight-card-featured-body .insight-tag { margin-bottom: 20px; }
.insight-card-featured-body .insight-title { font-size: 28px; margin-bottom: 20px; }
.insight-card-featured-body .insight-body { margin-bottom: 28px; }
.insight-read-more {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 12px; color: var(--gold); letter-spacing: 0.1em;
  text-transform: uppercase; text-decoration: none; font-weight: 600;
}
.insight-read-more::after { content: '→'; }

/* =============================================
   ARTICLE PAGE
   ============================================= */
.article-hero {
  background: var(--navy); padding: 140px 60px 0; position: relative; overflow: hidden;
}
.article-hero-ledger {
  position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(201,168,76,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.04) 1px, transparent 1px);
  background-size: 80px 80px;
}
.article-hero-inner { max-width: 860px; margin: 0 auto; position: relative; padding-bottom: 52px; }
.article-category {
  font-size: 11px; letter-spacing: 0.22em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 24px; display: flex; align-items: center; gap: 10px;
}
.article-category::before { content: ''; display: block; width: 28px; height: 1px; background: var(--gold); }
.article-h1 {
  font-family: 'Playfair Display', serif; font-size: clamp(28px, 4vw, 48px);
  font-weight: 700; color: var(--white); line-height: 1.2; margin-bottom: 20px;
}
.article-subtitle {
  font-size: 18px; color: var(--slate); line-height: 1.7; font-weight: 300; margin-bottom: 36px;
}
.article-meta {
  display: flex; gap: 32px; flex-wrap: wrap; padding-top: 28px;
  border-top: 1px solid var(--border);
}
.article-meta-item { font-size: 12px; color: var(--slate); letter-spacing: 0.06em; }
.article-meta-item span { color: var(--gold); display: block; font-size: 10px; letter-spacing: 0.16em; text-transform: uppercase; margin-bottom: 4px; }

.article-image-band-wrap {
  width: 100%; line-height: 0;
}
.article-image-band {
  width: 100%; height: 480px;
  object-fit: cover; object-position: center center;
  display: block;
}

.article-body-wrap {
  background: var(--white); padding: 72px 60px;
}
.article-body {
  max-width: 760px; margin: 0 auto;
  grid-auto-rows: auto;
}
.article-content sup {
  font-size: 11px; line-height: 0; vertical-align: super; margin-left: 1px;
}

.article-content h2 {
  font-family: 'Playfair Display', serif; font-size: 26px; color: var(--navy);
  margin: 48px 0 16px; padding-top: 48px; border-top: 1px solid #E2E8F0;
}
.article-content h2:first-child { margin-top: 0; padding-top: 0; border-top: none; }
.article-content h3 {
  font-family: 'Playfair Display', serif; font-size: 19px; color: var(--navy2);
  margin: 28px 0 12px;
}
.article-content p {
  font-size: 16px; line-height: 1.85; color: #374151; margin-bottom: 20px;
}
.article-content ul {
  margin: 12px 0 24px 0; list-style: none; display: flex; flex-direction: column; gap: 10px;
}
.article-content ul li {
  font-size: 16px; line-height: 1.75; color: #374151;
  padding-left: 20px; position: relative;
}
.article-content ul li::before {
  content: ''; position: absolute; left: 0; top: 9px;
  width: 6px; height: 6px; border-radius: 50%; background: var(--gold);
}
.article-content .footnote {
  font-size: 13px; color: #9CA3AF; line-height: 1.6; margin-top: 4px;
}

/* References */
.article-references {
  background: var(--off); padding: 48px 60px;
}
.article-references-inner { max-width: 860px; margin: 0 auto; }
.article-references h4 {
  font-family: 'Playfair Display', serif; font-size: 18px; margin-bottom: 20px; color: var(--navy);
}
.article-references ol { padding-left: 20px; display: flex; flex-direction: column; gap: 10px; }
.article-references ol li { font-size: 13px; color: #6B7280; line-height: 1.6; }

/* Article CTA */
.article-cta { background: var(--navy); padding: 72px 60px; }
.article-cta-inner {
  max-width: 860px; margin: 0 auto;
  display: grid; grid-template-columns: 1fr auto; gap: 48px; align-items: center;
}
.article-cta-text .eyebrow { margin-bottom: 14px; }
.article-cta-text h2 {
  font-family: 'Playfair Display', serif; font-size: clamp(22px, 3vw, 34px);
  color: var(--white); line-height: 1.25; margin-bottom: 14px;
}
.article-cta-text p { font-size: 15px; color: var(--slate); line-height: 1.7; max-width: 480px; }

/* Related articles */
.article-related { background: var(--white); padding: 72px 60px; }
.article-related-inner { max-width: 860px; margin: 0 auto; }
.article-related h3 {
  font-family: 'Playfair Display', serif; font-size: 22px; margin-bottom: 32px; color: var(--navy);
}
.related-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; }
.related-card { background: var(--off); padding: 28px; }
.related-card-tag { font-size: 10px; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold); margin-bottom: 10px; }
.related-card-title { font-family: 'Playfair Display', serif; font-size: 16px; color: var(--navy); line-height: 1.4; margin-bottom: 12px; }
.related-card-link { font-size: 11px; color: var(--gold); letter-spacing: 0.08em; text-transform: uppercase; text-decoration: none; }
.related-card-link::after { content: ' →'; }

@media (max-width: 900px) {
  .insight-card-featured { grid-column: span 1; grid-template-columns: 1fr; }
  .insight-card-featured-img { height: 220px; }
  .article-hero { padding: 130px 24px 0; }
  .article-body-wrap { padding: 48px 24px; }
  .article-body { grid-template-columns: 1fr; gap: 48px; }
  .article-cta { padding: 52px 24px; }
  .article-cta-inner { grid-template-columns: 1fr; gap: 28px; }
  .article-references { padding: 40px 24px; }
  .article-related { padding: 52px 24px; }
  .related-grid { grid-template-columns: 1fr; }
  .insights-featured-grid { grid-template-columns: 1fr; }
}

/* =============================================
   ARTICLE SHARE BAR
   ============================================= */
.article-share-bar {
  display: flex; align-items: center; gap: 12px; flex-wrap: wrap;
  max-width: 760px; margin: 0 auto; padding: 20px 60px 0;
  justify-content: flex-end;
}
.share-label {
  font-size: 11px; letter-spacing: 0.16em; text-transform: uppercase;
  color: #8A9BB0; margin-right: 4px;
}
.share-linkedin-btn {
  display: inline-flex; align-items: center; justify-content: center;
  width: 36px; height: 36px; flex-shrink: 0;
  cursor: pointer; transition: opacity .2s; text-decoration: none;
}
.share-linkedin-btn img {
  width: 36px !important; height: 36px !important;
  max-width: 36px !important; max-height: 36px !important;
  object-fit: contain; border-radius: 6px; display: block;
}
.share-linkedin-btn:hover { opacity: 0.8; }
.share-action {
  display: inline-flex; align-items: center; gap: 7px;
  font-size: 12px; letter-spacing: 0.08em; text-transform: uppercase;
  padding: 9px 16px; border: 1px solid #E2E8F0; color: #4A5568;
  text-decoration: none; cursor: pointer; background: none;
  font-family: 'Inter', sans-serif; transition: all .2s;
}
.share-action svg { width: 14px; height: 14px; stroke: currentColor; fill: none; stroke-width: 1.6; }
.share-action:hover { border-color: #C9A84C; color: #C9A84C; }
@media (max-width: 900px) {
  .article-share-bar { padding: 16px 24px 0; justify-content: flex-start; }
}